Performance improvements
Performance updates designed to make Bravo faster and easier to use throughout your day.
Built for Pawnbrokers
Built for the Counter.
Built for Pawn.
Built for Pawn.
Pawn Shop Software Built by Pawnbrokers, For Pawnbrokers.
You're not a coffee shop. You're not a clothing store. You're running loans, buys, sales, layaways, renewals, and forfeitures. Sometimes all in the same transaction. Your software should understand that.
Bravo is the only pawn shop software built specifically for pawnbrokers. Full loan lifecycle, AI-powered item pricing, MobilePawn customer app, Buya marketplace, and automated compliance. All in one system.
26%Avg. Loan Growth
41%Avg. Sales Growth
PawnLoan lifecycle
3,300+Stores Trust Bravo
Pawn shop workflow
See Bravo at a real pawn counter
Start with the point of sale on screen, then read how a named store uses Bravo in day-to-day pawn operations.
“Bravo has made pawnbroking easier. Every aspect of my pawnbroking encounter with a customer just gets better with Bravo. The times are shorter, the research is easier, it's easier to train my employees.”Nathan Dechario, Owner, Daily Pawn (Pawn + FFL)
Sound familiar?
- Still pulling every ticket by hand to know which loans to reprice?
- Holding gold worth far more than you loaned, and not acting on it?
- Still guessing what your own collateral is worth today?
There is a better way to run your loan book.
See Bravo for pawnbrokers →
Customer Story · Bayou Pawn & Jewelry
Read the full Bayou Pawn story →
Three Louisiana Shops. Most Service Charges Paid Through the App.
“I know that our redemption ratios have gone up, and I know that I'm getting more payments now because people are able to pay. It's just 'Hey, just pick up your phone, I'm going to send you this link, make the payment right now.'”
Chase Rainey, Owner, Bayou Pawn & Jewelry
65%Of service charges captured through MobilePawn
3Family-owned shops on Bravo
2016Bravo customer since
Pawnshop Software Platform
One Day at the Counter, Start to Close.
Every workflow in Bravo is designed for how pawn shops actually operate. Here is how a normal day runs when loans, buys, sales, renewals, layaways, and forfeitures all live on one screen.
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Step 1
Open the store with every task in view
Every employee sees what needs to get done. Overdue layaways, loans to expire, items to price, inventory to move. No more items falling through the cracks.
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Step 2
Write the first loan without leaving the screen
New loans, renewals, extensions, partial payments, redemptions, and forfeitures. All managed from one screen. Never leave the transaction to complete a loan operation.
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Step 3
Handle the customer who does three things at once
A customer wants to pawn two items, buy a TV, and renew a loan. Handle all of it in one transaction. Seconds, not minutes. One receipt.
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Step 4
Know exactly who is at your counter
Every customer's full history. Loans, buys, sales, layaways, payments, contact info. Across all channels and all locations. One profile. Complete picture.
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Step 5
Track every item the moment it crosses the counter
Every item tracked from the moment it crosses your counter. Age, category, location, status, condition, cost, and price. Updated live across in-store and online channels.
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Step 6
Close the day clean and compliant
State regulations, hold periods, reporting requirements, ID verification, firearms compliance. All configured per store and enforced automatically. Zero guesswork for staff.
Only in Bravo
The Pawn Shop Estimator. Your Best Employee's Brain, Cloned.
What does a pawn shop use to determine value? At intake, staff identify the item, assess condition and consider likely resale value before deciding a loan or buy offer. Bravo's Estimator suggests pricing based on transaction data; the merchant makes the final appraisal decision. This is a shop workflow, not a consumer value calculator.
The Jewelry Estimator handles gold, diamonds, stones, and lab-grown. Metal weight calculation, stone deduction, and melt value built in. With gold prices climbing, accurate precious metal evaluation isn't optional.
No other pawn shop software offers this. It's the single biggest reason stores switch to Bravo.
AI-Powered Pricing
Lend More. Pay Less. Make More.
Your loan margins live and die on accurate pricing. Overpay on a buy, and you lose margin. Undervalue a loan, and the customer walks to the shop down the street.
The Estimator gives every employee, even the one who started last week, the ability to price like a 20-year veteran.
Powered by millions of real pawn transactions. Not generic web data.
The Bravo Ecosystem
Your Store. Your Customers. Everywhere.
One system runs your counter, your customers' phones, and the largest pawn marketplace on the internet. Your inventory works harder. Your customers pay easier. You make more money without hiring more staff.
At the Counter
Bravo Pawn Shop Software
Your full point of sale system. Loans, buys, sales, inventory, compliance, and reporting. Built for the way pawn shops actually work. Learn more →
In Your Customer's Pocket
MobilePawn App
Customers pay loans and layaways from their phone. Browse your inventory. Initiate loans from home. Chat with your staff. One store captures 65% of service charges through the app. See MobilePawn →
On the Internet
Sell Online
On the Internet. List your inventory on Buya, UsedGuns.com, eBay, and your own branded website. All from one click. Items sell in-store? Auto-delisted online. Lowest fees in the industry. See eCommerce →
MobilePawn Customer App
The App That Collects Payments While You Sleep.
Your customers already live on their phones. So why make them drive to your store, or call in, every time they want to make a loan payment?
MobilePawn puts your store in your customer's pocket. They make payments, browse inventory, chat with your staff, and initiate new loans without ever walking in. Automated text SMS reminders keep loans active. Service charges come in on autopilot.
Real result: stores using MobilePawn collect up to 65% of their pawn service charges through the app. That's less follow-up for your staff. More money on the street.
What MobilePawn Does
Everything Your Customer Needs. From Their Phone.
✓ Pay loans and layaways from the app
✓ Browse your current inventory
✓ Chat with your store directly
✓ Initiate new loans from home
✓ Automated text SMS payment reminders
✓ Branded with your store's logo and info
✓ Zero extra work for your staff
Real Results
The Numbers Stores Actually See in Year One.
26%
Average loan growth in year one
41%
Average sales growth in year one
$7
More profit per loan ticket on average
65%
Of service charges collected via MobilePawn
"
Our swinging door profit margin has increased because I really see employees looking at the Estimator and making educated decisions on purchases and loans. All of our employees can write loans twice as fast now because of the Estimator.
Bravo Customer · Multi-location pawn operation
Customer Stories
See pawnbrokers run on Bravo
Real owners on serving their communities and running the full loan lifecycle on Bravo point of sale.
Dallas Allgood, Oxford Pawn Shop · Oxford, MS
Mia Wallace, American Pawn · Baton Rouge, LA
Why Pawnbrokers Switch
More Than Software. A Partner Who Knows Pawn.
Bravo wasn't built by a tech company that decided to try pawn. It was built by a family that grew up in the pawn industry. Five generations of small business owners who lived the long days, worked the counter, and competed against bigger players with deeper pockets.
When technology failed us, we built our own. That's why Bravo understands things other pawn software providers don't. Like why the speed of a renewal matters, why compliance can't be an afterthought, and why your newest hire needs to price like your best employee.
Built by pawnbrokers. For pawnbrokers. Trusted by 3,300+ stores across all 50 states.
5
Generations of pawn experience behind Bravo
13+
Years serving the pawn industry
3,300+
Stores on Bravo nationwide
50
States with full compliance support
Switching to Bravo
Easy to Learn. Easy to Switch. Easy to Use.
Compare systems using your own loan lifecycle: write a loan, renew it, take a partial payment, redeem and forfeit. Ask how reporting and support work, then agree on convertible records, staff training and cutover responsibilities. For the owned-product path, see the PawnMaster comparison and transition guide.
1
Data Conversion
Inventory open loans, customer records, items and transaction history. Confirm which fields and date ranges are convertible, who validates them and how you will reference older records.
2
Configuration & Training
Dedicated onboarding manager configures Bravo for your business. Compliance, loan terms, pricing rules, permissions. Interactive training gets your team transaction-ready in 20 minutes.
3
Go Live & Beyond
Go-live is just the beginning. We stay with you to make sure everything runs smoothly. Live phone support, help tickets, and self-service through Bravo's Solution Center. Anytime you need it.
Common Questions
Questions Pawnbrokers Ask Most Often.
What is the best software for a pawn shop?
The best pawn shop software handles the full loan lifecycle natively: new loans, renewals, extensions, forfeitures, buys, sales, layaways, and compliance. It should include real-time inventory, an AI-powered pricing estimator, and integrated eCommerce. Bravo is built specifically for this, serving over 3,000 pawnshops nationwide with an average of 26% loan growth and 41% sales growth in year one.
How much does pawn shop software cost?
Request a written quote covering the subscription, locations, users, optional products, hardware, setup, conversion, training, support and contract terms. A $99 monthly reference for Home-Based FFL is not a universal pawn price.
How do I choose a pawn shop point of sale system?
Test loans from origination through renewal, partial payment, redemption and forfeiture. Check merchant appraisal, reports your team needs, support channels and the total written price. Ask which data can be converted and how you will validate it.
What pawn software can Bravo convert from?
Ask the team to evaluate your current system and confirm convertible fields, date ranges, exceptions, validation responsibilities and legacy reference access in a written transition plan.
Can I sell my pawn shop inventory online?
Yes. Bravo lets you list inventory on Buya marketplace, UsedGuns.com, eBay, and your own branded website, all from one click. Items sell in-store? Auto-delisted online. No manual tracking. Lowest fees in the industry.
What is MobilePawn and how does it help my store?
MobilePawn is a customer-facing mobile app branded with your store. Customers pay loans, browse inventory, chat with your staff, and initiate new loans from their phone. Stores using MobilePawn collect up to 65% of service charges through the app, freeing up staff to focus on new loans and sales.
Does Bravo support multi-location pawn shops?
Yes. Bravo supports single stores through large multi-location pawn operations. Shared customers, consistent pricing rules, cross-store transfers, and consolidated reporting. Run 2 to 200 stores from one login.
Is Bravo hard for my team to learn?
No. Most pawnshop employees are transaction-ready within 20 minutes of training. Built-in guides, the Estimator, and task management mean even the newest hire contributes immediately. No weeks of training, no uncertainty at the counter.
How does Bravo help me make more money?
Bravo standardizes pricing across your team, increases transactions per hour, reduces missed renewals and abandoned layaways, and sells inventory online without adding labor. Stores report an average of $7 more per loan ticket, plus 26% loan growth and 41% sales growth in year one.
Who owns my pawn shop's data?
You do. Your customer, transaction, and compliance data is always yours. We export into 10 file formats including .xlsx and .csv. Bravo never claims ownership of your data.
Is Bravo good for small mom-and-pop pawn shops?
Yes. Bravo is built for small, owner-operated pawn shops just as much as larger operations. Simple setup, easy-to-learn workflows, and tools that save time at the counter. As your business grows, Bravo grows with you. You never have to switch systems again.
Who started Bravo Store Systems?
Bravo was founded by Steve Mack, Mike Wishart, and Kelly York. All with deep roots in the pawn industry. Development began in 2011 and Bravo sold its first system in 2013. Tally Mack, a fifth-generation pawnbroker, serves as CEO today.
New: Worldpay integrated payments
Tier-one payments, now built into Bravo
Bravo now offers Worldpay as an additional integrated payments option alongside Bluedog. Take loan payments, buys, and sales through one system that reconciles back to your point of sale automatically, no separate terminal to balance.
It’s fine, until it isn’t
A conversation we have every week
Owner
Gold’s at record highs. Great year for us.
Bravo
On new buys, sure. What about the loan book you wrote last year?
Owner
What about it?
Bravo
A big chunk of it was written when gold was lower. You’re holding metal worth far more than you loaned.
Owner
Probably. We haven’t repriced.
Bravo
Why not?
Owner
Repricing means pulling every ticket by hand. That’s a week of spreadsheets.
So the all-time high is passing you by, not because the value isn’t there, but because the numbers are stuck in a drawer.
With Bravo, gold and scrap track live against spot price. You reprice the loan book in minutes, every ticket, item, and melt value in one place, and you always know what your collateral is worth today.
See Bravo for pawnbrokers →Customer Review
“
Since making the switch to Bravo, my carried loan balance has increased from $74,000 to $103,000. And my buys went from an average of $2K-$3K up to $4K-$4,500. That’s an almost 45% increase.
Customer Case Study
Read the Pawn 1 story →
How Pawn 1 grew revenue 50% across 26 stores
Pawn 1 standardized loans, buys, sales, and compliance on Bravo point of sale, then rolled it out to all 26 locations.
50%More total revenue
45%Higher sales profit
26Stores on Bravo
60-Second Preview
See MobilePawn before your demo.
One minute on the customer app that lets your customers pay loans at 9 p.m., browse your showcase, and send you buy offers. Turn on captions with the CC button.
Your Pawn Shop Deserves Software That Gets Pawn.
Loans, buys, sales and merchant appraisal in a system built for pawnbrokers. Request a written quote for the configuration your store needs.
Free value calculator
What are all three Bravo products worth to your shop?
Enter a few numbers from your store. We will estimate the combined annual value of MobilePawn, Messenger, and eCommerce, measured directly from 445 three-product shops vs 307 non-users.
Your Shop
$
$
$
%
mo
Model assumptions (editable)
%
%
$
%
%
%
All lifts measured directly from the 445-vs-307 three-product cohort, so overlaps between products are already netted out. Online sales is a flat new stream (non-users sell $0 online). Revenue lines shown at gross margin. Carrying savings overlaps the in-store gain and is off by default.
Enter your shop numbers
Fill in your loan balance, in-store sales, and inventory on the left, then calculate to see your combined annual value.
Total Annual Value, All Three Products
Combined annual value / year
$0
PSC + in-store + online gross profit
Incremental PSC income MobilePawn
37.4% higher loan balances across the cohort, more PSC every cycle over the loan term.
$0
In-store sales profit Messenger eCommerce
83.5% more in-store sales from SMS promotions + geo-targeted ad foot traffic, at margin.
$0
Online sales profit eCommerce
A new revenue stream, non-users sell nothing online, three-product users average $104,529/yr.
$0
Carrying-cost savings eCommerce
56.7% less inventory on the floor cuts carrying cost.
Overlaps in-store velocity, off by default to avoid double-count.
$0
Why the value is there: transaction volume
2.1×
more buys
1.9×
more layaways
1.7×
more loans written
1.7×
more in-store items sold
Three-product shops run 1.5–2.1× the transaction volume of non-users across every category, this activity is what produces the dollar value above, not a separate gain.
Your combined value is ready
Tell us where to send the full breakdown. We will also email you a copy for your team.
Model logic. Measured directly from the all-three-products cohort (445 users vs 307 non-users), so cross-product overlaps are already netted out in the source data. PSC = balance × 37.4% × rate × term. In-store profit = in-store sales × 83.5% × margin (combines Messenger + eCommerce foot traffic). Online = $104,529 × margin, flat. Carrying = inventory × 22% × 56.7%, off by default. This combined figure is intentionally lower than summing the three standalone calculators, because this nets overlaps and those do not. Averages, 2025, margin 40% editable. Figures are illustrative.
Questions and answers
Frequently asked questions
What does a pawn shop POS do that a generic retail POS cannot?
A pawn shop POS has to handle pawn loans, layaway, buy-sell-trade, jewelry appraisals, customer history, and regulatory reporting all in one workflow. Generic retail systems do not understand pawn lending, redemption math, partial payments, or the police-reporting requirements pawn operators face every day. Bravo is built specifically for the pawn industry from the ground up.
Does Bravo track pawn loans, redemptions, and forfeitures?
Yes. Bravo manages the entire pawn lifecycle: writing the loan, calculating interest and fees by jurisdiction, tracking renewals and pickups, sending automated payment reminders to customers, and moving forfeited collateral into resale inventory. Daily reports show what is due, what is past due, and what is ready for the shelf.
Can Bravo handle buy-sell-trade transactions alongside pawn?
Yes. Bravo handles outright buys, trades, and consignments in the same workflow as pawn loans, with customer ID capture and stolen-goods reporting included. You can flip an item from buy to retail to eCommerce without re-entering data, and reporting rolls up across all transaction types.
Does Bravo integrate with eCommerce platforms?
Yes. Bravo syncs inventory and orders with major eCommerce channels so a single item can be sold in-store, online, or through a marketplace without overselling. Listings, prices, and images stay in sync with what is happening at the counter.
How does Bravo help with pawn compliance and police reporting?
Bravo automates daily police reporting (Leads Online, BWI, RAPID, and similar), captures required customer ID at intake, and produces the audit trails state regulators expect. Operators in regulated states use Bravo specifically to remove the manual work of staying in compliance.
How much does Bravo pawn software cost?
Ask for a written pawn shop quote covering the subscription, locations, users, optional products, hardware, setup, conversion, training, support and contract terms. The $99 monthly Home-Based FFL reference is not a universal pawn shop price.
Does Bravo work for single-location and multi-location pawn shops?
Yes. Bravo runs single-store pawn shops, regional chains, and the largest pawn enterprises in the country on the same platform. Multi-location operators get centralized inventory, cross-store transfers, and consolidated reporting without changing systems as they grow.
Does Bravo lock me into specific hardware?
No. Bravo works with standard, off-the-shelf hardware, so your shop is not tied to one vendor's equipment and you can often keep the computers, scanners, and receipt printers you already own. The Bravo team helps you pick hardware that fits how your shop runs, but the choice is always yours, with no hardware contract.
What is the best point of sale software for a pawn shop?
The best pawn shop software handles the whole business in one place: pawn loans with jurisdiction-specific interest and fees, layaway, buy-sell-trade, jewelry and precious-metals buying, automated police reporting, and resale, without bolting on separate tools. Bravo is built specifically for pawnbrokers and runs single shops up to the largest pawn enterprises in the country on one platform.
How much does pawn shop software cost?
Pawn shop software pricing depends on your number of locations, transaction volume, and the modules you use, so Bravo gives a customized quote rather than a flat public price. A demo is the fastest way to get accurate numbers for your shop, and because Bravo runs on standard hardware you are not forced into an equipment contract.
October Release · Coming October 28, 2026
A smoother day at the counter.
Performance, everyday usability and new tools for your team. Explore what’s coming in the October Release.
Dedicated pawn-notice printing
Route pawn notices to a dedicated printer instead of switching paper by hand.
More October updates (13)
Till & Safe denomination tracking
Record how many of each bill you have when counting your till or safe, with the details behind the total.
Estimator item entry
Choose “None” and go straight to describing the item without creating a manufacturer or model. Improved search and categories make entry easier, too.
Employee password resets
Employees can reset their own passwords without manager approval.
Loans, buys & holds
Access loans and buys from one screen, with quicker access and fewer steps to place items on hold.
Replacement pawn tickets
Set the lost-ticket fee to $0.00 and print a replacement without adding a charge.
South Carolina pawn notices
South Carolina stores can send early pawn notices through Bravo to help manage their notice requirements.
Release welcome screen
The first time you open Bravo after an update, see what’s new and where to learn more.
Scrap Buckets
Move items in bulk by karat type and add precious-metal or stone details without completing a full assessment.
SKUs to Reorder
See a dashboard alert when an item reaches its reorder threshold. Open a purchase order with suggested quantities already filled in, ready for review.
Physical inventory audits
Run separate physical inventory audits for repair items and rental items, rather than mixing them into one count.
Serialized SKU importer memory
Bravo remembers your last importer entry when you add several serialized items from the same importer.
Invoice Import powered by Bravo Super Intelligence
Start with invoice information to review rather than retyping it. Review imported details before accepting them; firearm entries always require review.
Mobile messaging in Bravo
Your customer starts the conversation in MobilePawn or the Buya App. Your team replies directly in the Bravo dashboard. Chat is free with both apps; Shopkeeper is not required.
Before you decide
Questions pawnbrokers ask before switching
Fit, what is included, add-ons, migration and support, answered plainly.
Already a Bravo customer? Ask about adding it or visit the customer hub.
Bravo is built for pawn, from single stores to multi-location operators, covering loans, buys, retail and compliance in one system.
Core pawn and retail workflows are part of the platform. Apps like MobilePawn, eCommerce and messaging tools can be added. Your quote confirms exactly what is included in your configuration.
Your Bravo team reviews your current system and the data you have during planning. What can come across depends on that review, and it is confirmed with you before go-live.
Your team keeps access to Bravo support, onboarding resources and live webinars.