What are your card processing fees really costing you?
Most owners know their monthly card volume but not the all-in rate they actually pay. Enter your numbers to see your annual processing cost, and what a lower effective rate through integrated payments could give back.
Estimate your annual card processing cost
This is a directional estimate based on the numbers you enter. Adjust any field to see it update.
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Figures are directional estimates based on the values you entered. The savings line shows what a lower effective rate would be worth at your volume; it is an illustration, not a quote or a guaranteed Worldpay rate. Your actual rate depends on your business and is confirmed in a custom review.
Ready to see the real number?
This tool shows what your current setup costs. Get a custom rate review and see Worldpay integrated payments inside Bravo, in one live walkthrough.
Frequently asked questions
What is the card processing cost calculator?
It is a free tool that estimates what your store pays in card processing fees each year. You enter your average monthly card volume and your current effective rate, and it shows your annual processing cost plus what a lower effective rate would be worth at your volume. It is built for pawn shops, gun stores and FFL dealers, jewelers, and independent retailers.
What is an effective rate?
Your effective rate is the all-in percentage you actually pay to accept cards. To find it, take your total card processing fees for a month and divide them by the total card sales you ran that month. It rolls interchange, assessments, and your processor's markup into one number, which makes it the simplest way to compare what you pay today against another option.
Does the calculator give me a Worldpay rate?
No. The savings line is an illustration of what a lower effective rate would be worth at your volume, not a quote or a guaranteed rate. Your actual rate depends on your business and is confirmed in a custom review. Bravo offers Worldpay as an integrated payments option alongside the processing partners stores already use.
What is integrated payments?
Integrated payments means card processing is built into your point of sale, so every card sale is captured, settled, and reconciled in the same system that runs your inventory and compliance. There is no separate terminal to balance at the end of the day, and your sales totals always match what was processed.
Is the calculator free to use?
Yes. The calculator is free and there is no obligation. You get an instant estimate on screen, and you can request a custom rate review if you want Bravo to walk through the numbers for your specific store.